Beltzer-DiMura Agency, Inc.
800 New Loudon Rd, Suite 322
Latham, NY 12110
Tel: (518) 785-3700

Insurance Tips

Do I have the right insurance coverages?

Nov 8th, 2011 | By
Do I have the right insurance coverages?

Ever wonder if the insurance you have is the insurance that is right for you?  Everyone is different and has different insurance needs.  Plus, people change, and your insurance may need to evolve to keep up.  Maybe you just moved out on your own.  Maybe your are getting married.  Maybe you have three kids and a puppy, or maybe you
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Is my GPS covered on my auto insurance?

Oct 12th, 2011 | By
Is my GPS covered on my auto insurance?

I was recently asked by a customer a simple question that I think is important for everyone to hear, since there are more and more
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Am I Covered for Earthquakes?

Aug 23rd, 2011 | By
Am I Covered for Earthquakes?

A 5.8 earthquake just hit Virginia and the shaking was felt up and down the east coast, and right here in the Capital District.  We felt it in our office. We haven’t heard of any reports of damage locally, but it brought a question to mind: “Am I Covered for Earthquakes?” The answer to that
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Making Sure Your Valuables Are Properly Insured

Aug 23rd, 2011 | By
Making Sure Your Valuables Are Properly Insured

Okay, so you bought homeowners insurance or renters insurance. That means all your belongings are covered, right? Well, maybe. All policies have certain limitations and there are usually limits on specific classes of items.  Items like jewelry, fine arts, antiques, silverware, china, and other types of high value items need to be carefully considered, when
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9 Things YOU Can Do to Lower Your Auto Insurance Payments

Aug 22nd, 2011 | By
9 Things YOU Can Do to Lower Your Auto Insurance Payments

There is no need to pay more than you have to for your auto insurance.  Take advantage of discounts and payment options so that you
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Insurance For the Costs of Identity Fraud

Aug 8th, 2011 | By
Insurance For the Costs of Identity Fraud

Anyone can be the victim of Identity Theft. There are things you can do to minimize your risk, but if you have an identity then it is at risk of being stolen. A coverage is available on your homeowners (or renters) insurance policy to help you should you be the victim of identity fraud. This
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Going Green Could Save You Some

Aug 3rd, 2011 | By
Going Green Could Save You Some

Some insurance companies are now offering discounts for going green! If you drive a hybrid, you may be eligible for a discount on your auto
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Save Money with the Defensive Driver Course

Aug 2nd, 2011 | By
Save Money with the Defensive Driver Course

In New York State, you can receive a discount on your auto and motorcycle insurance by taking the Defensive Driver Course – and you can
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