Flood Insurance

Floods can be vicious cruel in their damage to a building. Protecting your home from flooding is important, and it is NOT covered by your homeowners insurance policy.

In order to have coverage in the case of a flood loss, you must have a Flood Insurance Policy. The term "flooding" includes not only rising waters, but also mudslides, and heave runoff.

Mortgage companies will often require flood insurance as a condition of granting a mortgage if they determine the home to be in a high hazard flood area. Keep in mind, though, that just because it is not required, that doesn't mean you may not experience flooding.

Floods Happen Close to Home

Flooding has affected property and lives in our area. Make sure your home is properly covered.

What We Mean By "Flood"

By "flood" we mean the general and temporary condition of partial or complete inundation of normally dry land areas from:

  • overflow of inland or tidal waters
  • the unusual and rapid accumulation or runoff of surface waters from any source
  • mudflows caused by flooding

Contact us today to learn more about flood insurance. 518-785-3700

Our Locations

We have two locations, for your convenience, where you can do business. Our main location is in Latham NY, and our sister agency, the Prins Agency, is located in Castleton, NY.

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