Your home is your biggest investment, and you want to be certain it is properly protected against unforseen accidents and disasters.
Homeowners policies have limitations on how much they will pay for certain classes of items, like jewelry. If you have big ticket items that you want to make sure are insured properly, be sure to inquire. We can get you the coverage you need - just let us know.
Loss due to flood, which includes mudslides, are not covered on a homeowners policy. In order for flood damage to be covered, you must have a Flood Insurance Policy. Ask us about our flood insurance programs.
Contact us today to learn more about homeowners insurance, and to get a quote. 518-732-3700.
There are many factors, that influence the price of homeowners insurance, some of which you have no control over, such as the age of a home and its proximity to a fire station. However, there are things that you can do to help keep down the cost of your insurance. These are just a few of the discounts you may be eligible for which are offered by one or more of our insurance carriers:
- New Buyer Discount - Up to 10%! If you purchased a home within the last year, you may be eligible.
- Account Discount - Having both your homeowners insurance and auto insurance can save you up to 10% on both policies.
- Primetime Discount - Up to 5%! If you are over 50 and retired, you may be eligible.
- Security System Discount
- Non-Smoker Discount
- Discounts for deadbolts, smoke detectors, and fire extinguishers.
Suite 322